CDCS-grade Trade Finance Compliance

Catch the discrepancies your eyes miss. Every Letter of Credit. Every shipment.

An automated bank-grade document examiner that reviews your LC presentation set under UCP 600, ISBP 821, and the 250-rule LC Master — and screens every party, vessel, and container for sanctions and TBML risk in one pass. Plus a dedicated Bank Guarantee Vetting module under URDG 758 for issuers and corporates drafting demand guarantees.

Start a free preview Book a demo / Talk to us
Module · Letter of Credit

Four examiners. One platform. Pick any — they're independent.

Need a quick discrepancy review? Run Module 1 alone. Already cleared internally and just need the AML / sanctions / TBML side? Run Module 2 alone. Or chain them — Module 1 → optional escalation → Module 2. Handling a transferable credit? Jump straight to the Transfer LC workspace.

Sub-module 1 · Pre-issuance
LC Workability Check
Comes first. A senior pre-issuance officer reviews your draft LC application against the underlying Purchase Order / Sales Contract / Proforma Invoice. Catches impossible conditions, non-documentary terms, internal conflicts, and operational risks BEFORE the bank issues the LC.
Sub-module 2 · Post-presentation
LC Document Checking
Documentary discrepancy review only. CDCS examiner, UCP 600 + ISBP 821 + 250-rule master, cross-document checks. Outputs a discrepancy report — no AML, no sanctions, no TBML unless you choose to escalate.
Sub-module 3 · Transferable credits
Transfer LC Examination
UCP 600 Article 38. Full HITL workflow for transferable credits — MT700 Master & MT720 Transferred LC intake, substitution examination, presentation checks under both the Issuing and Transferring Bank roles. Includes Article 38(g)(i) amount cap, latest-shipment cross-checks and TBML screening.
Sub-module 4 · Compliance
LC Compliance / TBML Screening
Standalone compliance investigation — for LCs, Documentary Collections and Open Account Finance. Direct TBML / AML / sanctions / dual-use / high-risk geography / over- & under-invoicing / phantom shipment / vessel screening / risk scoring. No documentary discrepancy step required.
Optional progression: Workability → Document Checking → (transferable? → Transfer LC) → (optional) Compliance / TBML
Module · Bank Guarantees

Independent. URDG 758. A senior issuing-bank lawyer in your draft loop.

A separate module — entirely independent of the Letter of Credit pipeline. Upload a draft Demand Guarantee or Counter-Guarantee and we vet it clause-by-clause against all 35 articles of the Uniform Rules for Demand Guarantees (URDG 758), flag the legal traps (Evergreen, non-documentary conditions, Article 15(a) gaps, advance-payment flaws, unauthorised transfers, sanctions/PEP exposure), and propose the exact remedy wording an issuing officer would send back to the applicant.

Standalone module · URDG 758
Bank Guarantee Vetting Expert
For issuers, advisers, applicants and corporates. Side-by-side clause analysis with per-risk Approve Remedy / Waive Risk controls, in-line URDG article references, and one-click clean-text export of the vetted guarantee.
35 URDG 758 articlesEvergreen trap detectionNon-doc. condition flaggingAPG / Counter-guarantee checks
Who it's for
  • Issuing-bank legal & trade ops
  • Advising / confirming banks
  • Treasury & CFO offices at applicants
  • Beneficiaries reviewing draft wording
Try the vetting expert
Module · Trade Risk Intelligence & Export Control

Screen every shipment. Every party. Every vessel. Every port.

An enterprise-grade Global Trade Compliance officer in an API call. Analyses a full shipment declaration against OFAC / EU / UN / UK / JP / AU / CA / SG sanctions (parties + UBO cascade), HS + ECCN + EU dual-use classification, licence determination, end-use / end-user diversion red flags, vessel & shadow-fleet screening, port & route risk, document consistency, tariff exposure (Section 232 / 301 / anti-dumping / CBAM / FTA) and — critically — duty-recovery opportunities that most brokers miss.

Standalone module · Sanctions · Dual-use · Duty recovery
Trade Risk Intelligence & Export Control
For freight forwarders, customs brokers, banks and export-compliance teams.Submit a shipment (parties, goods, ports, vessel) and receive a citation-heavy risk report with per-party UBO screening, HS/ECCN reasoning, licence determination, sanctioned-port & shadow-fleet flags, and a duty-recovery worksheet with evidence-required lists.
OFAC · EU · UN · UK · JP · AU · CA · SGHS / ECCN / EU dual-useVessel & shadow-fleetSection 232 / 301 / CBAMDuty drawback & FTA reclaim
Who it's for
  • Freight forwarders & customs brokers
  • Bank trade & compliance officers
  • Exporter compliance / global trade teams
  • Ops teams filing post-entry duty claims
Run a shipment screen
What you get

Six minutes of automation, replacing two hours of manual checking.

CDCS Document Examiner
Senior bank-examiner-grade pass over your LC presentation set. Only defensible, UCP/ISBP-cited discrepancies — built to eliminate false positives.
LC Workability Check
Pre-issuance review of LC application + PO + sales contract + proforma. Catches impossible conditions, subjective wording, and operational risks BEFORE issuance.
UCP 600 + ISBP 821
Full text indexed in our vector store. Every finding is article-cited and quoted — audit-ready.
Vessel + Container Tracking
Free IMO/MMSI validation, live OFAC SDN scraping, flag history, container ISO 6346 check-digit.
TBML Screening (8 nodes)
AML pattern detection, sanctions, fair-price vs HS-code reference, dual-use goods, deterministic PDF forensics.
Side-by-side PDF Highlight
Click any extracted value to see exactly where it came from in the source PDF — instant trust signal during review.
Bank Guarantee Vetting (URDG 758)
Independent module that vets draft Demand & Counter-Guarantees against all 35 URDG 758 articles — Evergreen traps, non-documentary conditions, APG flaws, Article 15(a) gaps and sanctions/PEP exposure, with per-clause Approve/Waive controls.
80%
of global trade flows through Letter-of-Credit instruments — $2.5T annually
60-70%
of LC presentations contain at least one discrepancy on first submission
$1.6T
estimated annual TBML flow — issuing banks bear the AML burden
How it works

Drop your documents. Receive a banking-grade audit.

1
Upload
Drag-drop PDFs, Word, Excel (up to 500MB / 50 files).
2
Auto-classify
45 document types, page-level splitting, manual overrides captured as learning.
3
Examine
CDCS examiner + 250-rule master + UCP/ISBP article matching.
4
Report
Two-section audit-ready report with click-to-highlight evidence.

Ready to remove the manual back-and-forth?

Upload a real LC presentation right now and see how many UCP/ISBP-cited discrepancies the examiner finds in under a minute. Free preview, no signup required.

Try it now
About us

Built by Trade Finance practitioners from multiple global banks.

Trade Auditor was created by senior Trade Finance and Compliance specialists who spent decades inside the back office of global banks — examining LC presentations under UCP 600, ISBP 821 and the ICC 250 Discrepancy Master, and chasing TBML red flags through bills of lading, vessel manifests, and HS code patterns. We know exactly where the friction lives.

Our mission is to remove the mechanical, repetitive work from documentary examination and compliance screening — so senior bankers can focus on the calls that actually require judgement, and so corporates can get their LCs right the first time.

Read our story
20+ years
Trade Finance operations experience across founders
Multiple banks
Combined exposure to issuing, advising and confirming banks
CDCS-aligned
Examiner logic mirrors the CDCS competency framework
Audit-grade
Every automated step and every manual edit is logged

Made with Emergent